Empowering Independent Contractors with 
Access, Support & Savings

IHA, powered by SCI, connects independent contractors with trusted
programs designed to improve health, safety, and financial wellbeing.

What We Offer

IHA, powered by SCI, connects independent contractors with trusted programs designed to improve health, safety, and financial wellbeing.

Freight Broker Bonds

Virtual Primary Care

Maintenance Program

Discount Fuel Card 

Current & Upcoming Member Benefits

Landing apartments go beyond fully furnished. They're completely equipped, stocked with everything you need, from custom furniture to high-speed internet to soothing candles (for that perfect cozy atmosphere

Who We Are

IHA partners with Transport Benefit Group (TBG) — a licensed insurance agency specializing in coverage and service solutions for independent contractors.

Through this partnership, we:

  • Develop tailored insurance programs like HNO+ and Insel/WUD to protect independent contractors and support SCI client companies.

  • Help SCI and its clients manage corporate insurance needs, including Property, Liability, Cyber, and Workers’ Compensation.

  • Explore innovative opportunities like an SCI Captive Insurance Company, giving SCI and its clients a share in insurance performance.

Our Mission

IHA is a non-profit association dedicated to:

 -   Supporting independent contractors’ rights and professional status.

 -   Expanding access to affordable insurance and value-added services.

 -   Enhancing efficiency, savings, and wellbeing for members through education, advocacy, and exclusive programs.


Fair Partnership

All programs are designed so that IHA, SCI, and TBG are fairly compensated for their administrative and support services — ensuring sustainability and continuous improvement of member benefits.


    Fuel Discount Card

  • Significant savings per gallon compared to retail at more than 55,000 select CFN and Pacific Pride cardlock fueling locations
    • No annual card fee, transaction, or reporting fees
    • Immediate point-of-sale discount, no waiting for rebates or in-store payment
    • Billed twice per month with auto pay available.
    • No minimum gallon usage requirements.
    • Fuelman network has an additional 150,000 locations this card is accepted at retail prices with no "up-charges" or fees and all of the card benefits. 

    If you have issues with the "Apply Now" process or still have questions, contact Diane van der Linden @ (530)-565-6028
    *Reasonable credit worthiness required for Application to be accepted

    Apply Now

    Bonding freight brokers with confidence and ease
    Protect Your Freight Brokerage with a BMC-84 Surety Bond

    Staying compliant and protecting your business starts with securing your BMC-84 surety bond. This bond isn’t just a federal requirement — it’s your safety net.
    Without it, freight brokers risk losing their operating authority, facing costly penalties, or even being shut down.

    A BMC-84 bond also builds trust. It provides financial protection against claims of fraud or nonpayment, helping you safeguard your reputation and maintain long-term financial stability.

    By partnering with us, you can make the bonding process simple and stress-free. We’ll help you stay fully FMCSA compliant, protect your business, and strengthen your credibility with shippers and carriers alike.

    Secure your BMC-84 bond today — and keep your brokerage moving forward with confidence.

      Apply Now